FINANCIAL AND INSURANCE GUIDELINES

What if you need treatment?

A treatment plan will be done for each patient that needs dental attention. This is an outline which lists the recommended treatment and cost. We require that a partial deposit of the total cost of treatment be paid at the appointment time. A prior estimate of the treatment can be sent into your insurance company upon request from the parent.

Office reserves the right to stop filing your insurance if at any time there is a problem with your account because of your carrier or an unwillingness to cooperate. It is your responsibility to give accurate insurance information so that filing the claims can be done on a timely manner.

If at 60 days the insurance company has not paid, arrangements for your payment on the account must be made. You should contact your insurance company immediately regarding the non-payment of your claim.

What if I do not have dental insurance and need treatment?

A treatment plan will be done for each patient that needs dental attention. We require that payment be made at the time of service. Payment can be made by cash, check, Visa, Visa Electron or MasterCard.

All Patient Accounts

A late charge of 1.5% per month billing cycle will be applied regardless of insurance involvement.

All balances are due at 30 days. If the account is not paid, the collection proceeding will begin. All charges incurred in the recovery of a delinquent account will be the patients responsibility. We regret when this action is necessary, but we feel our office makes significant efforts to help our patients provide payment.

Facts You Should Know About Dental Insurance:

In an effort to help you understand your insurance policy and maximize your insurance benefits, we would like to share some facts about dental insurance with you.

1. Dental insurance is a contract between you, your employer, and the insurance company. We are not a party to that contract.
2. Dental insurance is NOT meant to cover all fees. It is meant to be an aid to your investment in your dental health care. Many routine dental services are not covered by dental insurance.
3. Many carriers claim that they reimburse the insured promptly “up to 80% or up to 100% of the total fees.” In actuality, we have found that most plans cover about 40% – 50% of average fees. Some plans pay more and some less. The less paid for the insurance by your employer, the less coverage you will receive.
4. Insurance companies will not release the exact amount they will pay for a procedure until the treatment is completed and the claim is submitted. They will only state the percentage of their fee schedule that they will cover.

We will file your insurance at no charge. In order to provide this service, we will need your updated and accurate insurance information before each appointment.

Please do not hesitate to ask questions about our financial policy. We want you to understand and be comfortable with our policies. If you have any questions regarding your insurance, we ask that you contact your company regarding the specifics and details of your plan.